As I watch my 401K retirement account and the 529 accounts for college tuition bills dwindle I try to read up and listen to the news about what is happening with our economy so that I can stay informed. I remember when my husband and I applied for a mortgage on our first house right before we got married back in the late 1980s – we not only had to qualify for a mortgage based on our income we also had to see a mortgage counselor to make sure we were financially and mentally able to handle the monthly mortgage payment. I hope people learn from the recent mortgage crisis that has gotten us into this mess. I believe we need to get back to a time where "if you don't have the money to pay for it then you can't buy it" mentality. As our country struggles with this latest economic crisis we really need to step back and look at how the past has gotten us here and learn from it. Just as history repeats itself so too do the cycles of nature every year. For those of us lucky enough to live in New England fall is a time of beauty – it seems especially beautiful this year with all the bright colors against a beautiful blue sky. As I leave you with these thoughts enjoy this photo taken by my daughter who attends Hampshire College in Amherst, MA (she also took the photo in my header as well) and then take time to enjoy the beauty of nature around you.
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